The decision in one line: Start with scope.
01 / JURISDICTIONS
Start with scope
Identify the countries involved, the customer type, the transaction and the forum. A rule that is correct for one debt can be wrong for another. When do US federal consumer debt-collection rules apply, and how do they differ from ordinary B2B receivables?
02 / JURISDICTIONS
Use the strongest source
Legislation, courts, regulators and government portals lead when a page discusses a rule, deadline, fee or legal consequence. Keep the source link and review date beside the claim. The reader goal here is to identify the federal consumer-debt boundary, covered actors and need for state-specific review before using collection communications..
03 / JURISDICTIONS
Return to operations
A legal source does not replace the invoice record or communication log. The action map connects a scoped source to the state of the file without calculating an outcome. Return to the action map when the file changes.
NEXT CHECK
Keep the next action visible
Use the Receivables Action Map to name the state of the file, the evidence still missing and the point at which the routine should pause. It is a working prompt, not a legal conclusion.